/* ===================================================================
   BIMA WALI - The Leading Insurance Hub of Jaspur & Uttarakhand
   PolicyBazaar Style Design System & Responsive Stylesheet
   Location: Behind Indane Gas Agency, Afzalgarh Road, Jaspur, Udham Singh Nagar, Uttarakhand - 244712 (Pan-India Service)
   =================================================================== */

:root {
  --primary-navy: #0a2240;
  --primary-blue: #0b5cff;
  --primary-blue-hover: #004ecc;
  --primary-blue-light: #eff6ff;
  --primary-orange: #ff6b00;
  --primary-orange-hover: #e05e00;
  --primary-orange-light: #fff7ed;
  --accent-green: #10b981;
  --accent-green-light: #ecfdf5;
  --accent-purple: #7c3aed;
  --accent-red: #ef4444;
  
  --text-main: #1e293b;
  --text-muted: #64748b;
  --text-light: #94a3b8;
  --border-color: #e2e8f0;
  --border-light: #f1f5f9;
  --bg-page: #f8fafc;
  --bg-white: #ffffff;
  --bg-card: #ffffff;
  --bg-subtle: #f1f5f9;
  
  --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
  --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
  --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
  --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
  --shadow-card: 0 8px 24px rgba(11, 34, 64, 0.07);
  --shadow-hover: 0 14px 30px rgba(11, 92, 255, 0.12);
  
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;
  
  --font-sans: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-sans);
  color: var(--text-main);
  background-color: var(--bg-page);
  scroll-behavior: smooth;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

a {
  color: inherit;
  text-decoration: none;
}

button, input, select, textarea {
  font: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
}

img, svg {
  display: block;
  max-width: 100%;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ===================================================================
   TOP LOCAL BANNER (Jaspur Office Alert)
   =================================================================== */
.top-notice-bar {
  background: linear-gradient(90deg, #07172b, #0a2544);
  color: #e2e8f0;
  font-size: 0.825rem;
  padding: 7px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.top-notice-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.top-notice-left {
  display: flex;
  align-items: center;
  gap: 8px;
}

.top-badge-location {
  background: var(--primary-orange);
  color: white;
  padding: 2px 8px;
  border-radius: 4px;
  font-weight: 700;
  font-size: 0.72rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.top-notice-right {
  display: flex;
  align-items: center;
  gap: 16px;
}

.top-notice-link {
  color: #cbd5e1;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: var(--transition);
}

.top-notice-link:hover {
  color: #ffffff;
}

.top-notice-link strong {
  color: #38bdf8;
}

/* ===================================================================
   HEADER & NAVIGATION
   =================================================================== */
.site-header {
  background: #ffffff;
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 10px rgba(0,0,0,0.04);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px;
}

/* Brand Logo */
.logo-container {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-icon {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, #0b5cff, #0a2240);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  box-shadow: 0 4px 12px rgba(11, 92, 255, 0.3);
}

.logo-text-group {
  display: flex;
  flex-direction: column;
}

.logo-main-text {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.1;
  letter-spacing: -0.5px;
  display: flex;
  align-items: baseline;
}

.logo-main-text span.brand-wali {
  color: var(--primary-blue);
  margin-left: 2px;
}

.logo-main-text span.brand-dot {
  color: var(--primary-orange);
  font-size: 1.8rem;
}

.logo-sub-tag {
  font-size: 0.68rem;
  color: var(--text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* Nav Links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 10px 14px;
  font-size: 0.93rem;
  font-weight: 600;
  color: var(--primary-navy);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.nav-link:hover, .nav-item.active .nav-link {
  color: var(--primary-blue);
  background: var(--primary-blue-light);
}

.nav-link svg.chevron {
  width: 14px;
  height: 14px;
  transition: transform 0.2s;
}

.nav-item:hover svg.chevron {
  transform: rotate(180deg);
}

/* Mega Dropdown Menu */
.mega-menu {
  position: absolute;
  top: calc(100% + 5px);
  left: 0;
  width: 680px;
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-color);
  padding: 24px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 0.2s ease-in-out;
  z-index: 100;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.nav-item:hover .mega-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.mega-column h4 {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--text-muted);
  margin-bottom: 12px;
  padding-bottom: 6px;
  border-bottom: 2px solid var(--border-light);
}

.mega-column ul {
  list-style: none;
}

.mega-column li {
  margin-bottom: 8px;
}

.mega-link {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  color: var(--text-main);
  font-weight: 500;
  padding: 6px 8px;
  border-radius: 6px;
  transition: var(--transition);
}

.mega-link:hover {
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  transform: translateX(3px);
}

.mega-tag-popular {
  background: #fef2f2;
  color: #dc2626;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 1px 6px;
  border-radius: 4px;
  margin-left: auto;
}

.mega-tag-save {
  background: #f0fdf4;
  color: #16a34a;
  font-size: 0.65rem;
  font-weight: 700;
  padding: 1px 6px;
  border-radius: 4px;
  margin-left: auto;
}

/* Header Action Buttons */
.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.btn-header-call {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: #f1f5f9;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-full);
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--primary-navy);
  transition: var(--transition);
}

.btn-header-call:hover {
  background: #e2e8f0;
  color: var(--primary-blue);
}

.btn-header-call .status-dot {
  width: 8px;
  height: 8px;
  background: var(--accent-green);
  border-radius: 50%;
  animation: pulse-green 1.8s infinite;
}

@keyframes pulse-green {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7); }
  70% { transform: scale(1.1); box-shadow: 0 0 0 6px rgba(16, 185, 129, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0); }
}

.btn-header-login {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  background: var(--primary-blue);
  color: white;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
  font-weight: 600;
  box-shadow: 0 2px 6px rgba(11, 92, 255, 0.25);
  transition: var(--transition);
}

.btn-header-login:hover {
  background: var(--primary-blue-hover);
  box-shadow: 0 4px 12px rgba(11, 92, 255, 0.35);
  transform: translateY(-1px);
}

.mobile-menu-btn {
  display: none;
  font-size: 1.5rem;
  color: var(--primary-navy);
  padding: 6px;
}

/* ===================================================================
   HERO SECTION (PolicyBazaar Style)
   =================================================================== */
.hero-section {
  background: linear-gradient(180deg, #f0f6ff 0%, #ffffff 100%);
  padding: 44px 0 60px;
  border-bottom: 1px solid var(--border-color);
  position: relative;
  overflow: hidden;
}

.hero-section::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -100px;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(11, 92, 255, 0.08) 0%, rgba(255,255,255,0) 70%);
  pointer-events: none;
}

.hero-header {
  text-align: center;
  max-width: 860px;
  margin: 0 auto 36px;
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #ffffff;
  border: 1px solid #bfdbfe;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--primary-blue);
  margin-bottom: 16px;
  box-shadow: 0 2px 6px rgba(11, 92, 255, 0.06);
}

.hero-title {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.2;
  letter-spacing: -0.8px;
  margin-bottom: 14px;
}

.hero-title span.highlight {
  color: var(--primary-blue);
  position: relative;
}

.hero-subtitle {
  font-size: 1.15rem;
  color: var(--text-muted);
  line-height: 1.5;
  font-weight: 400;
}

.hero-subtitle strong {
  color: var(--primary-navy);
}

/* ===================================================================
   INSURANCE PRODUCT GRID (PolicyBazaar Iconic Cards)
   =================================================================== */
.products-grid-section {
  margin-top: 10px;
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-bottom: 30px;
}

.product-card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 0;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  overflow: hidden;
}

.product-card:hover {
  transform: translateY(-4px);
  border-color: #93c5fd;
  box-shadow: var(--shadow-hover);
}

.product-card-thumb-wrap {
  position: relative;
  width: 100%;
  height: 120px;
  background: #091e3a;
  overflow: hidden;
}

.product-card-thumb-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.35s ease;
  display: block;
}

.product-card:hover .product-card-thumb-img {
  transform: scale(1.06);
}

.product-card-body {
  padding: 16px 18px 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.product-card-header-row {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.product-card-icon-small {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

.card-badge {
  position: absolute;
  top: 10px;
  right: 10px;
  font-size: 0.68rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.3px;
  z-index: 2;
  box-shadow: 0 2px 6px rgba(0,0,0,0.15);
}

.badge-discount {
  background: #ecfdf5;
  color: #059669;
  border: 1px solid #a7f3d0;
}

.badge-popular {
  background: #fff7ed;
  color: #ea580c;
  border: 1px solid #fed7aa;
}

.badge-featured {
  background: #eff6ff;
  color: #2563eb;
  border: 1px solid #bfdbfe;
}

.badge-tax {
  background: #faf5ff;
  color: #9333ea;
  border: 1px solid #e9d5ff;
}

.product-card-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 1.7rem;
  transition: var(--transition);
}

.product-card:hover .product-card-icon {
  transform: scale(1.08);
}

/* Icon Colors */
.icon-term { background: #e0f2fe; color: #0284c7; }
.icon-health { background: #dcfce7; color: #16a34a; }
.icon-car { background: #ffedd5; color: #ea580c; }
.icon-bike { background: #fef3c7; color: #d97706; }
.icon-family { background: #fce7f3; color: #db2777; }
.icon-investment { background: #ede9fe; color: #7c3aed; }
.icon-commercial { background: #e2e8f0; color: #475569; }
.icon-travel { background: #cffafe; color: #0891b2; }
.icon-shop { background: #fed7aa; color: #c2410c; }
.icon-child { background: #fbcfe8; color: #be185d; }
.icon-retirement { background: #e0e7ff; color: #4338ca; }
.icon-claim { background: #fee2e2; color: #dc2626; }

.product-card-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 6px;
  line-height: 1.3;
}

.product-card-desc {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 14px;
  line-height: 1.4;
  flex-grow: 1;
}

.product-card-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 12px;
  border-top: 1px dashed var(--border-color);
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--primary-blue);
}

.product-card-meta .arrow-icon {
  transition: transform 0.2s ease;
}

.product-card:hover .arrow-icon {
  transform: translateX(4px);
}

/* ===================================================================
   HERO QUICK QUOTE WIDGET (Interactive Tabbed Selector)
   =================================================================== */
.quick-quote-box {
  background: white;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-card);
  padding: 24px;
  margin: 30px auto 0;
  max-width: 1040px;
}

.quick-quote-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border-light);
  flex-wrap: wrap;
  gap: 12px;
}

.quick-quote-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  gap: 8px;
}

.quote-tabs {
  display: flex;
  gap: 8px;
  background: #f1f5f9;
  padding: 4px;
  border-radius: var(--radius-md);
}

.quote-tab-btn {
  padding: 8px 16px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.quote-tab-btn.active {
  background: white;
  color: var(--primary-blue);
  box-shadow: var(--shadow-sm);
}

.quote-tab-content {
  display: none;
}

.quote-tab-content.active {
  display: block;
}

.quote-form-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr) auto;
  gap: 14px;
  align-items: flex-end;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--primary-navy);
}

.form-control {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.92rem;
  background: white;
  color: var(--text-main);
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 3px rgba(11, 92, 255, 0.15);
}

.btn-get-quotes {
  background: var(--primary-orange);
  color: white;
  padding: 13px 26px;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 0.95rem;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 4px 12px rgba(255, 107, 0, 0.3);
  transition: var(--transition);
}

.btn-get-quotes:hover {
  background: var(--primary-orange-hover);
  box-shadow: 0 6px 16px rgba(255, 107, 0, 0.4);
  transform: translateY(-1px);
}

.quote-trust-strip {
  margin-top: 16px;
  font-size: 0.8rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.quote-trust-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.quote-trust-item svg {
  color: var(--accent-green);
}

/* ===================================================================
   LOCAL TRUST & BRANCH PROMINENCE (Jaspur Office Banner)
   =================================================================== */
.local-branch-banner {
  background: linear-gradient(135deg, #091e3a 0%, #0c386e 100%);
  color: white;
  padding: 40px 0;
  margin: 50px 0;
  border-radius: var(--radius-xl);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.local-branch-banner::after {
  content: "";
  position: absolute;
  right: -50px;
  bottom: -50px;
  width: 250px;
  height: 250px;
  background: radial-gradient(circle, rgba(255, 107, 0, 0.2) 0%, rgba(0,0,0,0) 70%);
}

.branch-banner-content {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 30px;
  align-items: center;
}

.branch-left h2 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 12px;
  line-height: 1.25;
}

.branch-left h2 span {
  color: var(--primary-orange);
}

.branch-left p {
  color: #cbd5e1;
  font-size: 1.05rem;
  margin-bottom: 20px;
  line-height: 1.6;
}

.branch-details-card {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-lg);
  padding: 20px;
  margin-bottom: 22px;
}

.branch-address-row {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 12px;
}

.branch-address-row svg {
  color: var(--primary-orange);
  flex-shrink: 0;
  margin-top: 3px;
}

.branch-address-text strong {
  color: white;
  display: block;
  font-size: 1.05rem;
  margin-bottom: 2px;
}

.branch-address-text span {
  color: #94a3b8;
  font-size: 0.92rem;
}

.branch-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.btn-branch-cta {
  background: var(--primary-orange);
  color: white;
  padding: 12px 24px;
  border-radius: var(--radius-md);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
}

.btn-branch-cta:hover {
  background: var(--primary-orange-hover);
  transform: translateY(-2px);
}

.btn-branch-whatsapp {
  background: #25d366;
  color: white;
  padding: 12px 24px;
  border-radius: var(--radius-md);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition);
}

.btn-branch-whatsapp:hover {
  background: #1eb857;
  transform: translateY(-2px);
}

.branch-stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.branch-stat-box {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-lg);
  padding: 20px;
  text-align: center;
}

.stat-number {
  font-size: 2.2rem;
  font-weight: 800;
  color: #38bdf8;
  line-height: 1;
  margin-bottom: 6px;
}

.stat-number span {
  color: var(--primary-orange);
}

.stat-desc {
  font-size: 0.85rem;
  color: #cbd5e1;
}

/* ===================================================================
   TRUST METRICS & PARTNERS
   =================================================================== */
.section-padding {
  padding: 60px 0;
}

.section-title-wrap {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 40px;
}

.section-pill {
  display: inline-block;
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.6px;
}

.section-title {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 12px;
  letter-spacing: -0.5px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
}

/* Partner Logos */
.partners-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

.partner-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 16px 12px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}

.partner-card:hover {
  border-color: #93c5fd;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.partner-logo-box {
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--primary-navy);
  margin-bottom: 6px;
}

.partner-name {
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--text-muted);
}

/* ===================================================================
   CASHLESS NETWORK SECTION (Udham Singh Nagar & Uttarakhand)
   =================================================================== */
.cashless-network-section {
  background: white;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.cashless-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}

.cashless-card {
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 24px;
  background: var(--bg-page);
}

.cashless-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}

.cashless-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.4rem;
}

.cashless-icon.hospital { background: #10b981; }
.cashless-icon.garage { background: #3b82f6; }

.cashless-card-header h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.cashless-card-header p {
  font-size: 0.86rem;
  color: var(--text-muted);
}

.network-list {
  list-style: none;
}

.network-item {
  background: white;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 14px;
  margin-bottom: 10px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.network-item-name {
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--primary-navy);
  margin-bottom: 2px;
}

.network-item-location {
  font-size: 0.8rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 4px;
}

.network-item-badge {
  background: #ecfdf5;
  color: #059669;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: var(--radius-full);
}

/* ===================================================================
   WHY CHOOSE BIMA WALI SECTION
   =================================================================== */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.why-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}

.why-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card);
  border-color: #93c5fd;
}

.why-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
}

.why-card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.why-card p {
  color: var(--text-muted);
  font-size: 0.92rem;
  line-height: 1.5;
}

/* ===================================================================
   TESTIMONIALS (Jaspur & Uttarakhand Locals)
   =================================================================== */
.reviews-section {
  background: #f1f5f9;
}

.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.review-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 24px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.review-stars {
  color: #f59e0b;
  margin-bottom: 12px;
  font-size: 1rem;
}

.review-text {
  font-size: 0.92rem;
  color: var(--text-main);
  line-height: 1.55;
  margin-bottom: 18px;
  flex-grow: 1;
}

.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 14px;
  border-top: 1px solid var(--border-light);
}

.review-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}

.review-info strong {
  display: block;
  font-size: 0.92rem;
  color: var(--primary-navy);
}

.review-info span {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* ===================================================================
   FAQ SECTION
   =================================================================== */
.faq-wrap {
  max-width: 820px;
  margin: 0 auto;
}

.faq-item {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  margin-bottom: 12px;
  overflow: hidden;
  transition: var(--transition);
}

.faq-item:hover {
  border-color: #cbd5e1;
}

.faq-question {
  width: 100%;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  text-align: left;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--primary-navy);
  background: white;
}

.faq-question svg {
  transition: transform 0.25s ease;
  flex-shrink: 0;
  color: var(--primary-blue);
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
  padding: 0 20px;
  color: var(--text-muted);
  font-size: 0.94rem;
  line-height: 1.6;
}

.faq-item.active .faq-answer {
  padding-bottom: 20px;
  max-height: 400px;
}

/* ===================================================================
   FOOTER (Comprehensive PolicyBazaar Style)
   =================================================================== */
.site-footer {
  background: #07172b;
  color: #cbd5e1;
  padding: 60px 0 24px;
  border-top: 4px solid var(--primary-blue);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.2fr;
  gap: 30px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  margin-bottom: 30px;
}

.footer-brand h3 {
  font-size: 1.6rem;
  font-weight: 800;
  color: white;
  margin-bottom: 10px;
}

.footer-brand p {
  font-size: 0.88rem;
  line-height: 1.6;
  color: #94a3b8;
  margin-bottom: 18px;
}

.footer-branch-box {
  background: rgba(255, 255, 255, 0.05);
  border-left: 3px solid var(--primary-orange);
  padding: 12px 14px;
  border-radius: 0 8px 8px 0;
  font-size: 0.84rem;
  color: #cbd5e1;
}

.footer-branch-box strong {
  color: white;
  display: block;
  margin-bottom: 3px;
}

.footer-col h4 {
  color: white;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: 0.3px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 9px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.86rem;
  transition: var(--transition);
}

.footer-links a:hover {
  color: #38bdf8;
  padding-left: 4px;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 12px;
  font-size: 0.86rem;
}

.footer-contact-item svg {
  color: var(--primary-orange);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-disclaimer {
  font-size: 0.76rem;
  color: #64748b;
  line-height: 1.6;
  padding-bottom: 24px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  margin-bottom: 20px;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 0.82rem;
  color: #64748b;
}

/* ===================================================================
   FLOATING BUTTONS (WhatsApp & Quick Call)
   =================================================================== */
.floating-actions {
  position: fixed;
  bottom: 24px;
  right: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  z-index: 999;
}

.floating-btn {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
  transition: var(--transition);
  position: relative;
}

.floating-btn:hover {
  transform: scale(1.1);
}

.floating-btn.whatsapp { background: #25d366; }
.floating-btn.call { background: var(--primary-blue); }

.floating-tooltip {
  position: absolute;
  right: 64px;
  background: #0f172a;
  color: white;
  padding: 6px 12px;
  border-radius: 6px;
  font-size: 0.78rem;
  font-weight: 600;
  white-space: nowrap;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  pointer-events: none;
}

.floating-btn:hover .floating-tooltip {
  opacity: 1;
  visibility: visible;
  transform: translateX(-4px);
}

/* ===================================================================
   MODAL WINDOWS & POPUPS
   =================================================================== */
.modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.65);
  backdrop-filter: blur(4px);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  opacity: 0;
  visibility: hidden;
  transition: all 0.2s ease-in-out;
  padding: 20px;
}

.modal-backdrop.open {
  opacity: 1;
  visibility: visible;
}

.modal-box {
  background: white;
  width: 100%;
  max-width: 560px;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  transform: scale(0.95);
  transition: transform 0.2s ease-in-out;
}

.modal-backdrop.open .modal-box {
  transform: scale(1);
}

.modal-header {
  padding: 22px 24px;
  background: #f8fafc;
  border-bottom: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.modal-header h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.modal-close-btn {
  font-size: 1.5rem;
  color: var(--text-muted);
  padding: 4px;
  line-height: 1;
}

.modal-body {
  padding: 24px;
}

/* ===================================================================
   QUOTE COMPARISON & INNER PAGE COMPONENTS
   =================================================================== */
.page-hero {
  background: linear-gradient(180deg, #0a2544 0%, #07172b 100%);
  color: white;
  padding: 48px 0;
  position: relative;
}

.page-hero h1 {
  font-size: 2.4rem;
  font-weight: 800;
  margin-bottom: 10px;
}

.page-hero p {
  color: #cbd5e1;
  font-size: 1.1rem;
  max-width: 720px;
}

.quotes-filter-bar {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 16px 20px;
  margin-top: -30px;
  box-shadow: var(--shadow-md);
  position: relative;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.quotes-results-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 30px 0;
}

.quote-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  box-shadow: var(--shadow-sm);
  display: grid;
  grid-template-columns: 220px 1.5fr 1fr 180px;
  gap: 20px;
  align-items: center;
  transition: var(--transition);
}

.quote-card:hover {
  border-color: #93c5fd;
  box-shadow: var(--shadow-hover);
}

.insurer-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.insurer-brand-badge {
  width: 44px;
  height: 28px;
  background: #0a2544;
  color: white;
  border-radius: 6px;
  font-size: 0.75rem;
  font-weight: 900;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0.5px;
  flex-shrink: 0;
}

.insurer-logo-title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.insurer-csr-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.78rem;
  font-weight: 700;
  color: #059669;
  background: #ecfdf5;
  padding: 2px 8px;
  border-radius: var(--radius-full);
  width: fit-content;
}

.plan-features-list {
  list-style: none;
  font-size: 0.85rem;
  color: var(--text-main);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.plan-features-list li {
  display: flex;
  align-items: center;
  gap: 6px;
}

.plan-features-list li svg {
  color: var(--accent-green);
  flex-shrink: 0;
}

.plan-cover-details {
  text-align: center;
}

.plan-cover-amount {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.plan-cover-label {
  font-size: 0.78rem;
  color: var(--text-muted);
}

.plan-pricing-cta {
  text-align: right;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.plan-price {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.plan-price-period {
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 400;
}

.btn-buy-plan {
  background: var(--primary-orange);
  color: white;
  padding: 10px 18px;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 0.92rem;
  text-align: center;
  transition: var(--transition);
}

.btn-buy-plan:hover {
  background: var(--primary-orange-hover);
  transform: translateY(-1px);
}

/* ===================================================================
   RESPONSIVE DESIGN (Tablets & Mobile)
   =================================================================== */
@media (max-width: 1024px) {
  .products-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .quote-form-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .branch-banner-content {
    grid-template-columns: 1fr;
  }
  .partners-grid {
    grid-template-columns: repeat(4, 1fr);
  }
  .footer-top-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .quote-card {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }
  .plan-pricing-cta {
    text-align: left;
  }
}

@media (max-width: 768px) {
  html, body {
    overflow-x: hidden !important;
    max-width: 100vw;
  }

  .site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: #ffffff;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
  }
  .header-inner {
    height: 64px;
    padding: 0 12px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }
  .site-main-logo {
    height: 42px;
    max-width: 105px;
    object-fit: contain;
  }
  .logo-main-text {
    font-size: 1.15rem;
    line-height: 1.1;
  }
  .logo-sub-tag {
    font-size: 0.58rem;
    letter-spacing: 0.2px;
  }
  .btn-header-call {
    display: none;
  }
  .header-actions {
    display: flex;
    align-items: center;
    gap: 8px;
  }
  .btn-header-login {
    padding: 6px 12px;
    font-size: 0.78rem;
    border-radius: 6px;
  }
  .mobile-menu-btn {
    display: flex !important;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    background: #f8fafc;
    border: 1.5px solid #cbd5e1;
    border-radius: 8px;
    font-size: 1.35rem;
    color: #0b2546;
    cursor: pointer;
    user-select: none;
  }
  .nav-links {
    display: none;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    padding: 16px 16px 24px;
    box-shadow: 0 18px 36px rgba(0, 0, 0, 0.16);
    border-bottom: 3px solid #0b5cff;
    gap: 6px;
    z-index: 1002;
    max-height: calc(100vh - 70px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  .nav-links.open {
    display: flex !important;
  }
  .nav-item {
    width: 100%;
  }
  .nav-link {
    display: block;
    width: 100%;
    padding: 10px 14px;
    border-radius: 8px;
    font-size: 0.94rem;
    font-weight: 700;
    color: #1e293b;
    border: 1px solid transparent;
  }
  .nav-item.active .nav-link,
  .nav-link:hover {
    background: #eff6ff;
    color: #0b5cff;
    border-color: #bfdbfe;
  }

  .top-notice-content {
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    gap: 8px;
    padding: 0 10px;
  }
  .top-notice-left {
    display: flex;
    align-items: center;
    gap: 6px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    max-width: 65%;
  }
  .top-notice-right {
    white-space: nowrap;
    flex-shrink: 0;
  }

  .hero-title {
    font-size: 1.75rem;
    line-height: 1.25;
  }
  .hero-subtitle {
    font-size: 0.92rem;
    line-height: 1.5;
  }
  .products-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }
  .why-grid, .reviews-grid, .cashless-layout {
    grid-template-columns: 1fr;
  }
  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .quote-card {
    grid-template-columns: 1fr;
    padding: 16px 14px;
    gap: 14px;
  }
  .plan-features-list {
    grid-template-columns: 1fr;
    gap: 6px;
    font-size: 0.82rem;
  }
  .plan-cover-details {
    padding-top: 8px;
    border-top: 1px solid #e2e8f0;
  }
}

@media (max-width: 480px) {
  .products-grid {
    grid-template-columns: 1fr;
  }
  .partners-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .top-notice-bar {
    font-size: 0.72rem;
    padding: 5px 0;
  }
}

/* ===================================================================
   NEW: DYNAMIC CATEGORY BANNERS & SHOWCASE (Interactive Switcher)
   =================================================================== */
.category-switch-bar {
  display: flex;
  align-items: center;
  gap: 10px;
  overflow-x: auto;
  padding: 8px 4px 18px;
  margin-bottom: 24px;
  scrollbar-width: thin;
}

.category-switch-bar::-webkit-scrollbar {
  height: 6px;
}
.category-switch-bar::-webkit-scrollbar-thumb {
  background: #cbd5e1;
  border-radius: 10px;
}

.cat-pill-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  background: white;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-full);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--primary-navy);
  white-space: nowrap;
  transition: var(--transition);
  cursor: pointer;
  box-shadow: var(--shadow-sm);
}

.cat-pill-btn:hover {
  border-color: var(--primary-blue);
  color: var(--primary-blue);
  transform: translateY(-2px);
}

.cat-pill-btn.active {
  background: var(--primary-blue);
  border-color: var(--primary-blue);
  color: white;
  box-shadow: 0 4px 14px rgba(11, 92, 255, 0.35);
}

.cat-pill-btn svg, .cat-pill-btn span.emoji {
  font-size: 1.1rem;
}

/* Category Banner Container */
.category-banner-item {
  display: none;
  background: white;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  animation: fadeInBanner 0.35s ease;
  margin-bottom: 36px;
}

.category-banner-item.active {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
}

@keyframes fadeInBanner {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.cat-banner-visual {
  position: relative;
  background: #0a2544;
  min-height: 380px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.cat-banner-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.cat-banner-content {
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.cat-banner-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #eff6ff;
  color: var(--primary-blue);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-bottom: 12px;
  width: fit-content;
}

.cat-banner-title {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.2;
  margin-bottom: 10px;
}

.cat-banner-desc {
  font-size: 0.98rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 22px;
}

.cat-banner-points {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 24px;
}

.cat-banner-points li {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-main);
  display: flex;
  align-items: center;
  gap: 8px;
}

.cat-banner-points li svg {
  color: var(--accent-green);
  flex-shrink: 0;
}

/* Mobile Direct Quote Form inside Banner */
.cat-banner-form {
  background: #f8fafc;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 16px 18px;
}

.cat-banner-form-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.cat-banner-form-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
}

/* ===================================================================
   NEW: EMI CALCULATOR COMPONENT
   =================================================================== */
.emi-calculator-section {
  background: white;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-card);
  padding: 40px;
  margin: 50px 0;
}

.emi-calc-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 40px;
  align-items: center;
}

.emi-loan-types {
  display: flex;
  gap: 8px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}

.emi-type-btn {
  padding: 8px 18px;
  border-radius: var(--radius-md);
  border: 1.5px solid var(--border-color);
  background: #f8fafc;
  color: var(--primary-navy);
  font-size: 0.88rem;
  font-weight: 700;
  transition: var(--transition);
  cursor: pointer;
}

.emi-type-btn.active {
  background: var(--primary-navy);
  border-color: var(--primary-navy);
  color: white;
}

.emi-slider-group {
  margin-bottom: 24px;
}

.emi-slider-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}

.emi-slider-label {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.emi-slider-val {
  background: #eff6ff;
  color: var(--primary-blue);
  font-weight: 800;
  font-size: 1.05rem;
  padding: 4px 12px;
  border-radius: var(--radius-sm);
  border: 1px solid #bfdbfe;
}

.emi-range-input {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #e2e8f0;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.emi-range-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary-blue);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(11, 92, 255, 0.4);
  transition: transform 0.15s ease;
}

.emi-range-input::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.emi-range-scale {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-light);
  margin-top: 4px;
}

/* EMI Result Card */
.emi-result-card {
  background: linear-gradient(135deg, #091e3a 0%, #0d3261 100%);
  color: white;
  border-radius: var(--radius-xl);
  padding: 32px;
  text-align: center;
  box-shadow: var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.emi-result-label {
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #94a3b8;
  margin-bottom: 8px;
}

.emi-result-amount {
  font-size: 2.8rem;
  font-weight: 900;
  color: #38bdf8;
  line-height: 1.1;
  margin-bottom: 4px;
}

.emi-breakdown-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 24px 0 20px;
  padding: 16px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  text-align: left;
}

.emi-breakdown-item span {
  display: block;
  font-size: 0.78rem;
  color: #94a3b8;
}

.emi-breakdown-item strong {
  display: block;
  font-size: 1.15rem;
  color: white;
  margin-top: 2px;
}

.emi-bar-container {
  height: 10px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 5px;
  overflow: hidden;
  display: flex;
  margin-bottom: 20px;
}

.emi-bar-principal {
  background: #38bdf8;
  height: 100%;
  transition: width 0.3s ease;
}

.emi-bar-interest {
  background: var(--primary-orange);
  height: 100%;
  transition: width 0.3s ease;
}

/* ===================================================================
   NEW: CIBIL SCORE CHECKER COMPONENT
   =================================================================== */
.cibil-checker-section {
  background: linear-gradient(180deg, #f8fafc 0%, #ffffff 100%);
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-card);
  padding: 44px 40px;
  margin: 50px 0;
}

.cibil-checker-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 40px;
  align-items: center;
}

.cibil-meter-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 28px;
  text-align: center;
  box-shadow: var(--shadow-sm);
}

.cibil-form-card {
  padding-left: 10px;
}

.cibil-score-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #ecfdf5;
  color: #059669;
  font-size: 0.85rem;
  font-weight: 700;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
}

.cibil-status-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-top: 20px;
  font-size: 0.75rem;
  text-align: center;
  font-weight: 700;
}

.cibil-status-box {
  padding: 8px 4px;
  border-radius: 6px;
}
.cibil-status-poor { background: #fee2e2; color: #dc2626; }
.cibil-status-fair { background: #fef3c7; color: #d97706; }
.cibil-status-good { background: #eff6ff; color: #2563eb; }
.cibil-status-excellent { background: #ecfdf5; color: #059669; }

/* Responsive tweaks for new components */
@media (max-width: 900px) {
  .category-banner-item.active {
    grid-template-columns: 1fr;
  }
  .cat-banner-visual {
    min-height: 240px;
  }
  .emi-calc-grid, .cibil-checker-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
}

/* ===================================================================
   LOGO & HERO INNER PAGE IMAGE BANNER STYLES
   =================================================================== */
.site-main-logo {
  height: 56px;
  width: auto;
  max-width: 150px;
  object-fit: contain;
  border-radius: 8px;
  border: none;
  background: transparent;
  box-shadow: none;
  filter: drop-shadow(0 2px 8px rgba(0, 71, 187, 0.18));
  flex-shrink: 0;
  image-rendering: -webkit-optimize-contrast;
  transition: transform 0.2s ease;
}

.site-main-logo:hover {
  transform: scale(1.02);
}

.footer-main-logo {
  height: 68px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  border-radius: 10px;
  border: none;
  background: transparent;
  box-shadow: none;
  filter: drop-shadow(0 4px 14px rgba(0, 0, 0, 0.45));
  margin-bottom: 12px;
}

@media (min-width: 1024px) {
  .site-main-logo {
    height: 60px;
  }
}

@media (max-width: 768px) {
  .site-main-logo {
    height: 44px;
    max-width: 110px;
  }
  .logo-main-text {
    font-size: 1.35rem;
  }
  .logo-sub-tag {
    font-size: 0.6rem;
  }
}

/* Inner Page Two-Column Hero with Images */
.page-hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 36px;
  align-items: center;
}

.page-hero-image-box {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  max-height: 320px;
  border: 2px solid rgba(255, 255, 255, 0.15);
  background: rgba(255, 255, 255, 0.05);
}

.page-hero-image-box img {
  width: 100%;
  height: 100%;
  max-height: 320px;
  object-fit: cover;
  display: block;
}

@media (max-width: 900px) {
  .page-hero-grid {
    grid-template-columns: 1fr;
  }
  .page-hero-image-box {
    max-height: 220px;
  }
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ===================================================================
   SMART INSURANCE SEARCH COMPONENT
   =================================================================== */
.smart-search-container {
  position: relative;
  width: 100%;
  max-width: 720px;
  margin: 0 auto;
}

.smart-search-box {
  display: flex;
  align-items: center;
  background: #ffffff;
  border: 2px solid #e2e8f0;
  border-radius: 50px;
  padding: 6px 12px 6px 20px;
  box-shadow: 0 10px 30px rgba(11, 37, 70, 0.1);
  transition: all 0.25s ease;
}

.smart-search-box:focus-within {
  border-color: var(--primary-blue);
  box-shadow: 0 14px 35px rgba(0, 71, 187, 0.2);
  transform: translateY(-2px);
}

.smart-search-icon {
  font-size: 1.25rem;
  margin-right: 12px;
  color: var(--primary-blue);
  flex-shrink: 0;
}

.smart-search-input {
  width: 100%;
  border: none;
  outline: none;
  font-size: 1rem;
  color: var(--primary-navy);
  font-weight: 500;
  background: transparent;
}

.smart-search-input::placeholder {
  color: #94a3b8;
  font-weight: 400;
}

.smart-search-btn {
  background: linear-gradient(135deg, var(--primary-blue), #00368f);
  color: #ffffff;
  border: none;
  padding: 10px 22px;
  border-radius: 40px;
  font-weight: 700;
  font-size: 0.92rem;
  cursor: pointer;
  white-space: nowrap;
  transition: all 0.2s;
  box-shadow: 0 4px 12px rgba(0, 71, 187, 0.3);
}

.smart-search-btn:hover {
  filter: brightness(1.1);
  transform: scale(1.02);
}

/* Header Compact Search */
.header-search-wrap {
  position: relative;
  width: 260px;
}

.header-search-input {
  width: 100%;
  padding: 8px 14px 8px 34px;
  font-size: 0.85rem;
  border-radius: 20px;
  border: 1px solid #cbd5e1;
  background: #f8fafc;
  outline: none;
  transition: all 0.2s;
}

.header-search-input:focus {
  background: #ffffff;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 3px rgba(0, 71, 187, 0.12);
  width: 300px;
}

.header-search-icon-pos {
  position: absolute;
  left: 12px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 0.85rem;
  color: #64748b;
  pointer-events: none;
}

/* Search Results Dropdown Overlay */
.search-results-dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  right: 0;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  box-shadow: 0 20px 40px rgba(11, 37, 70, 0.18);
  max-height: 480px;
  overflow-y: auto;
  z-index: 2000;
  padding: 12px;
  display: none;
  animation: fadeInDown 0.2s ease;
}

.search-results-dropdown.active {
  display: block;
}

.search-category-group {
  margin-bottom: 14px;
}

.search-category-group:last-child {
  margin-bottom: 0;
}

.search-category-title {
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.7px;
  color: #64748b;
  padding: 4px 10px;
  margin-bottom: 4px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.search-result-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 12px;
  border-radius: 10px;
  text-decoration: none;
  color: var(--primary-navy);
  transition: all 0.15s ease;
}

.search-result-item:hover {
  background: #f1f5f9;
  transform: translateX(4px);
}

.search-result-info {
  display: flex;
  flex-direction: column;
}

.search-result-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.search-result-desc {
  font-size: 0.78rem;
  color: #64748b;
  margin-top: 2px;
}

.search-result-badge {
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 6px;
  background: #e0f2fe;
  color: #0369a1;
  white-space: nowrap;
}

/* ===================================================================
   CASHLESS NETWORK (HOSPITALS & GARAGES) STYLES
   =================================================================== */
.facility-filter-bar {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.04);
  margin-bottom: 30px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr auto;
  gap: 14px;
  align-items: center;
}

.facility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(360px, 1fr));
  gap: 22px;
  margin-bottom: 40px;
}

.facility-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 0;
  box-shadow: 0 4px 18px rgba(11, 37, 70, 0.06);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  overflow: hidden;
}

.facility-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 30px rgba(11, 37, 70, 0.12);
  border-color: var(--primary-blue);
}

.facility-thumb-wrap {
  position: relative;
  width: 100%;
  height: 120px;
  background: #0a2544;
  overflow: hidden;
}

.facility-thumb-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.facility-thumb-wrap .facility-badge-verified {
  position: absolute;
  top: 10px;
  left: 10px;
  background: rgba(236, 253, 245, 0.95);
  box-shadow: 0 2px 6px rgba(0,0,0,0.15);
}

.facility-thumb-wrap .facility-type-badge {
  position: absolute;
  top: 10px;
  right: 10px;
  background: rgba(255, 255, 255, 0.95);
  box-shadow: 0 2px 6px rgba(0,0,0,0.15);
}

.facility-card-body {
  padding: 20px 22px 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
  justify-content: space-between;
}

.facility-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 12px;
}

.facility-badge-verified {
  background: #ecfdf5;
  color: #059669;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.facility-type-badge {
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  background: #eff6ff;
  color: var(--primary-blue);
}

.facility-name {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 6px;
  line-height: 1.35;
}

.facility-address {
  font-size: 0.88rem;
  color: #475569;
  line-height: 1.5;
  margin-bottom: 14px;
}

.facility-insurers-wrap {
  background: #f8fafc;
  border: 1px dashed #cbd5e1;
  border-radius: 10px;
  padding: 10px 12px;
  font-size: 0.8rem;
  color: #334155;
  margin-bottom: 18px;
}

.facility-action-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.btn-facility-dir {
  background: #f1f5f9;
  color: var(--primary-navy);
  border: 1px solid #cbd5e1;
  padding: 9px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.85rem;
  text-align: center;
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.btn-facility-call {
  background: #25d366;
  color: white;
  border: none;
  padding: 9px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.85rem;
  text-align: center;
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

/* ===================================================================
   INSURANCE COMPANIES DIRECTORY STYLES
   =================================================================== */
.company-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
  gap: 24px;
  margin-bottom: 40px;
}

.company-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 18px;
  padding: 26px;
  box-shadow: 0 4px 20px rgba(11, 37, 70, 0.05);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.company-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary-blue);
  box-shadow: 0 14px 35px rgba(0, 71, 187, 0.12);
}

.company-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
}

.company-logo-badge {
  font-size: 1.25rem;
  font-weight: 900;
  color: #ffffff;
  background: linear-gradient(135deg, var(--primary-navy), var(--primary-blue));
  padding: 8px 16px;
  border-radius: 10px;
  letter-spacing: -0.5px;
  box-shadow: 0 4px 12px rgba(11, 37, 70, 0.2);
}

.company-csr-badge {
  text-align: right;
}

.company-csr-val {
  font-size: 1.15rem;
  font-weight: 800;
  color: #059669;
}

.company-csr-lbl {
  font-size: 0.72rem;
  color: #64748b;
  font-weight: 600;
  text-transform: uppercase;
}

.company-name-title {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 8px;
}

.company-stats-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  background: #f8fafc;
  border-radius: 10px;
  padding: 10px 14px;
  margin-bottom: 16px;
}

.company-stat-box strong {
  display: block;
  font-size: 0.95rem;
  color: var(--primary-blue);
}

.company-stat-box span {
  font-size: 0.75rem;
  color: #64748b;
}

.company-features-list {
  list-style: none;
  padding: 0;
  margin: 0 0 20px 0;
  font-size: 0.85rem;
  color: #475569;
}

.company-features-list li {
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.company-features-list li::before {
  content: "✓";
  color: #10b981;
  font-weight: 800;
}

/* ===================================================================
   AGENT NEAR ME LOCATOR STYLES
   =================================================================== */
.agent-locator-header {
  background: linear-gradient(135deg, #0b2546, #0047bb);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 40px;
  margin-bottom: 30px;
  box-shadow: var(--shadow-xl);
}

.agent-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(360px, 1fr));
  gap: 24px;
  margin-bottom: 40px;
}

.agent-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 18px;
  padding: 24px;
  box-shadow: 0 4px 18px rgba(11, 37, 70, 0.06);
  transition: all 0.25s ease;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.agent-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary-blue);
  box-shadow: 0 12px 30px rgba(0, 71, 187, 0.12);
}

.distance-pill {
  position: absolute;
  top: 18px;
  right: 18px;
  background: #dbeafe;
  color: #1d4ed8;
  font-size: 0.75rem;
  font-weight: 800;
  padding: 4px 10px;
  border-radius: 20px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.agent-avatar-wrap {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  border: 2px solid var(--primary-blue);
  background: #ffffff;
  padding: 3px;
  overflow: hidden;
  margin-bottom: 12px;
  box-shadow: 0 4px 12px rgba(11, 92, 255, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
}

.agent-avatar-img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.agent-avatar {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, #eff6ff, #dbeafe);
  border: 2px solid var(--primary-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 12px;
}

.agent-name {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 4px;
}

.agent-badge {
  font-size: 0.78rem;
  font-weight: 700;
  color: #059669;
  margin-bottom: 10px;
}

.agent-address {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 14px;
}

.agent-services-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 20px;
}

.agent-chip {
  font-size: 0.75rem;
  background: #f1f5f9;
  color: #334155;
  padding: 3px 8px;
  border-radius: 6px;
  font-weight: 600;
}

.agent-contact-btns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

/* ===================================================================
   STICKY MOBILE BOTTOM BAR & FLOATING CTAS
   =================================================================== */
.sticky-mobile-bar {
  display: none;
}

@media (max-width: 768px) {
  .sticky-mobile-bar {
    display: flex;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: #ffffff;
    border-top: 1px solid #e2e8f0;
    padding: 8px 12px;
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.1);
    z-index: 1000;
    gap: 8px;
  }
  .sticky-mobile-bar a, .sticky-mobile-bar button {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    padding: 10px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 0.88rem;
    text-decoration: none;
    border: none;
  }
  .sticky-btn-call {
    background: #0b2546;
    color: white;
  }
  .sticky-btn-wa {
    background: #25d366;
    color: white;
  }
  .sticky-btn-quote {
    background: #ff5722;
    color: white;
  }
  body, main {
    padding-bottom: 85px !important;
  }
  .facility-filter-bar {
    grid-template-columns: 1fr;
    margin-bottom: 24px !important;
  }
  .header-search-wrap {
    display: none;
  }
}

/* ===================================================================
   ADDON TOGGLES, COMPARISONS, & SIGNUP UI ENHANCEMENTS
   =================================================================== */
.addon-chip-group {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 14px 0;
}

.addon-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #f8fafc;
  border: 1.5px solid #cbd5e1;
  border-radius: 8px;
  padding: 8px 14px;
  font-size: 0.86rem;
  font-weight: 600;
  color: #334155;
  cursor: pointer;
  user-select: none;
  transition: all 0.2s ease;
}

.addon-chip:hover {
  border-color: #3b82f6;
  background: #eff6ff;
}

.addon-chip.active {
  background: #eff6ff;
  border-color: #2563eb;
  color: #1e40af;
  box-shadow: 0 2px 6px rgba(37, 99, 235, 0.15);
}

.addon-chip input[type="checkbox"] {
  accent-color: #2563eb;
  width: 16px;
  height: 16px;
}

.exclusion-alert-card {
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-left: 4px solid #f59e0b;
  border-radius: 8px;
  padding: 14px 18px;
  margin: 18px 0;
  font-size: 0.85rem;
  color: #92400e;
}

.exclusion-alert-card strong {
  color: #78350f;
}

.auth-tabs-wrap {
  display: flex;
  border-bottom: 2px solid #e2e8f0;
  margin-bottom: 22px;
}

.auth-tab-btn {
  flex: 1;
  padding: 12px;
  background: none;
  border: none;
  border-bottom: 3px solid transparent;
  font-size: 0.95rem;
  font-weight: 700;
  color: #64748b;
  cursor: pointer;
  transition: all 0.2s ease;
  margin-bottom: -2px;
}

.auth-tab-btn.active {
  color: #0b2546;
  border-bottom-color: #0b5cff;
}

.floating-direct-quote {
  position: fixed;
  right: 24px;
  bottom: 96px;
  background: linear-gradient(135deg, #ff5722 0%, #e64a19 100%);
  color: #ffffff;
  padding: 12px 20px;
  border-radius: 30px;
  font-weight: 800;
  font-size: 0.88rem;
  box-shadow: 0 8px 24px rgba(255, 87, 34, 0.4);
  display: flex;
  align-items: center;
  gap: 8px;
  z-index: 998;
  text-decoration: none;
  cursor: pointer;
  transition: transform 0.2s ease;
}

.floating-direct-quote:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(255, 87, 34, 0.5);
}

/* ===================================================================
   COMPREHENSIVE MOBILE LAYOUT & OVERFLOW PROTECTION
   =================================================================== */
html, body {
  overflow-x: hidden !important;
  max-width: 100vw;
  width: 100%;
}

* {
  box-sizing: border-box;
}

/* Responsive Table Wrapper */
.table-responsive,
div:has(> table) {
  overflow-x: auto !important;
  -webkit-overflow-scrolling: touch;
  max-width: 100%;
  width: 100%;
  display: block;
}

@media (max-width: 900px) {
  .page-hero {
    padding: 24px 0 32px !important;
  }
  .page-hero-grid {
    grid-template-columns: 1fr !important;
    gap: 18px !important;
    text-align: center;
  }
  .page-hero-text h1 {
    font-size: 1.55rem !important;
    line-height: 1.25 !important;
  }
  .page-hero-text p {
    font-size: 0.88rem !important;
  }
  .page-hero-text > div {
    justify-content: center !important;
  }
  .page-hero-image-box {
    max-height: 200px !important;
    margin: 0 auto;
    width: 100%;
    max-width: 400px;
  }
  .page-hero-banner-img {
    height: 190px !important;
    width: 100% !important;
    object-fit: cover !important;
  }

  .category-banner-item {
    grid-template-columns: 1fr !important;
    padding: 18px 14px !important;
    gap: 16px !important;
  }
  .cat-banner-content {
    order: 2;
  }
  .cat-banner-img-box {
    order: 1;
    max-height: 200px !important;
    width: 100% !important;
    border-radius: 10px;
    overflow: hidden;
  }
  .cat-banner-img {
    height: 180px !important;
    width: 100% !important;
    object-fit: cover !important;
  }
  .cat-banner-form {
    grid-template-columns: 1fr !important;
    gap: 10px !important;
  }
}

@media (max-width: 768px) {
  .quotes-filter-bar,
  .quick-quote-box {
    padding: 16px 14px !important;
    margin-top: 18px !important;
    border-radius: 14px !important;
  }
  .quotes-filter-bar form,
  .quick-quote-box form,
  #carSearchForm,
  #bikeQuoteForm,
  #healthQuoteForm,
  #cibilCheckForm {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
  }
  .form-group {
    width: 100%;
  }
  .form-control {
    width: 100%;
    font-size: 0.92rem;
    height: 44px;
  }
  .facility-main-container,
  .container[style*="margin-top:-24px"],
  .container[style*="margin-top:-30px"],
  div[style*="margin-top:-24px"],
  div[style*="margin-top:-30px"] {
    margin-top: 18px !important;
  }
  .cat-pill-btn {
    width: 100% !important;
    max-width: 320px !important;
    justify-content: center !important;
    padding: 11px 16px !important;
    font-size: 0.88rem !important;
    box-sizing: border-box !important;
  }
  .emi-result-card {
    padding: 22px 14px !important;
    border-radius: 16px !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }
  .emi-result-amount {
    font-size: 2.2rem !important;
  }
  .emi-breakdown-row {
    flex-direction: column !important;
    gap: 8px !important;
  }
  .emi-breakdown-item {
    text-align: center !important;
  }
  .product-card-thumb-wrap {
    height: 130px !important;
  }
  .product-card-body {
    padding: 14px 14px 16px !important;
  }
  .product-card-title {
    font-size: 1rem !important;
  }
  .product-card-desc {
    font-size: 0.82rem !important;
    line-height: 1.4 !important;
    margin-bottom: 12px !important;
  }
  .btn-get-quotes {
    width: 100% !important;
    height: auto !important;
    min-height: 46px !important;
    justify-content: center !important;
    font-size: 0.92rem !important;
    white-space: normal !important;
    text-align: center !important;
    line-height: 1.35 !important;
    padding: 12px 14px !important;
    box-sizing: border-box !important;
    max-width: 100% !important;
  }
  .modal-backdrop {
    padding: 10px;
    align-items: flex-start;
    padding-top: 20px;
  }
  .modal-box {
    width: 100% !important;
    max-width: 100% !important;
    max-height: 86vh;
    padding: 18px 14px !important;
    border-radius: 16px;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  .floating-actions {
    display: none !important;
  }
  .floating-direct-quote {
    bottom: 66px !important;
    right: 12px !important;
    padding: 8px 14px !important;
    font-size: 0.8rem !important;
  }
  .footer-bottom {
    flex-direction: column !important;
    text-align: center !important;
    gap: 12px !important;
    padding-bottom: 20px !important;
  }
  .footer-bottom > div:last-child {
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
  }
  .footer-top {
    grid-template-columns: 1fr !important;
    gap: 24px !important;
  }
  #authContainerCard,
  #dashboardCard {
    padding: 22px 14px !important;
    border-radius: 16px !important;
  }
  .auth-tabs-wrap {
    gap: 8px !important;
  }
  .auth-tab-btn {
    font-size: 0.82rem !important;
    padding: 8px 10px !important;
  }
}